This contains all of the terms and conditions between TorontoPhoneCard.com [subsidiary of "Tawakal Telecom Corp."] and you and manages the use of the services provided by the TorontoPhoneCard.com Web Site.

DISCLAIMER
The qualities of the prepaid calling cards are sole responsibility of their manufacturer. Complaints regarding the quality or misinformation of productFiles that it carries should go directly to the manufacturer. You can find the customer service number on our web site. The calling rates about individual cards are based on the data that we received from our manufacturers. These rates and information can be changed without notice. We always try to keep the latest rates and information. However, if there is any discrepancy in individual cards information including rates. We are not responsible for that.
The information and services included in or available through the Service may include inaccuracies or typographical errors. Changes are periodically added to the information herein.

SHIPPING POLICY
We do not ship real card. We will send productFiles (PIN) to you via e-mail right after your credit card is approved.

PAYMENT METHOD
Credit Cards - We accept Visa and Master There is no surcharge for using your credit card to make purchases through TorontoPhoneCard.com. Please be sure to provide the exact e-mail address, telephone number and the billing address your credit card bank has on file for you. Incorrect information may cause a delay in processing your order. Your credit card will be billed by " TaeBaek" upon shipment of your order.

RETURN POLICY
Refunds are allowed only if the PIN is defective and unused.
Refunds cannot be provided for lost, stolen, unused or expired PINs.
We encourage you to check the prices, fees and terms before placing an order

MODIFICATIONS TO TERMS OF USE
We reserve the right to change the Terms Of Use at any time and to notify you by posting an updated version of the Terms Of Use on this Web site.